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What is Ripple?

Both a digital currency and an open payment network within which that currency is transferred. It’s a distributed, open-source payments system that allows users to send, receive, and hold any currency in a decentralized way via the Ripple network. XRP acts as a bridge between fiat currencies during a transaction. 

Fastest block time (4 seconds). Ripple Network is decentralized, XRP coin is not, as founders hold outstanding coin supply.

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